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| Bank | Card | Rewards | Offer | Purchase rate ↑ | Interest-free days | Annual fee |
|---|
Data sourced from each bank's public Consumer Data Right (Open Banking) Product Reference API via the CDR Register. Annual fee is the largest recurring account-level fee, annualized from whatever billing period the bank reports (monthly fees × 12, etc) — a best-effort estimate, not a guarantee. Rewards, bonus offers, lounge access and insurance are as self-reported by each bank's structured product feature data — always confirm on the bank's own site before applying.